Your New York mortgage journey deserves a guide who listens first
Boone Plager brings clarity, expertise, and a personal touch to every loan — from first-time buyers navigating Manhattan to investors building portfolios across the city.
#1072652
the New York metro area
Loan solutions built around your goals
Every borrower is different. Every loan should be, too. I specialize in crafting mortgage strategies that fit your unique financial picture.
First-Time Buyers
Buying your first home in New York is a milestone. I walk you through every step — from pre-approval to closing — so you feel confident at each decision point.
Refinancing
Whether you want a lower rate, shorter term, or cash-out equity, I analyze your current loan and market conditions to find the right refinance strategy for you.
Investment Properties
Expanding your real estate portfolio requires a lender who understands investment structures. I help investors secure favorable terms for rental and multi-unit properties.
Jumbo & Conforming Loans
New York's market demands specialized lending knowledge. I navigate jumbo and conforming loan programs to match your property type and budget.
FHA & VA Loans
Government-backed programs offer unique advantages. I help qualified borrowers understand their eligibility and leverage FHA and VA options for better terms.
Rate Lock & Market Strategy
Timing matters in lending. I monitor rate movements and market conditions to help you lock in when it makes the most financial sense for your situation.
A New York professional dedicated to your financial clarity
Mortgage lending is more than numbers on a spreadsheet — it's about helping people make one of the most significant decisions of their lives. Based in Lower Manhattan, I bring a grounded, detail-oriented approach to every transaction.
Whether you're purchasing your first condo in the city, refinancing a family home, or evaluating investment opportunities, I take the time to understand your full financial picture. My goal is straightforward: deliver transparent guidance, competitive terms, and a process that respects your time.
From inquiry to closing — a clear path
I've streamlined the mortgage process so you always know what comes next.
Consultation
We discuss your goals, budget, and timeline. I listen first, then recommend the loan programs that fit your situation.
Pre-Approval
I gather the documents needed and submit your application. You'll receive a clear pre-approval letter with your rate and terms.
Processing
Your file moves through underwriting with regular updates. I keep you informed at every stage so there are no delays or surprises.
Closing
You review the closing documents, sign, and receive your keys. The process ends with clarity — not confusion.
Let's discuss your mortgage needs
Ready to explore your options? Reach out by phone, email, or by filling out the form. I respond to every inquiry personally.
